New Floors Now. Pay Monthly.
Don't let your budget hold you back. Get an instant decision with no impact to your credit score to apply, no prepayment penalties, and flexible monthly payments — through our trusted partner Financeit.
Estimate Your Monthly Payment
Drag the slider to your project budget. Based on low-monthly-rate financing at 13.99% APR over a maximum 240-month amortization. OAC.
Choose Your Program
We offer flexible options to match your budget. Not sure which is right for you? Call us and we'll walk you through it.
Low Monthly Payments
Spread your flooring project over the long term and keep monthly payments as low as possible. No deadlines — just a straightforward plan you can pay off any time with no penalty.
Buy Now, Pay Later
Get your new floors installed today and make zero payments for 3 full months. Perfect if you want beautiful floors now but prefer to start paying a little later.
36-Month Equal Payments
Equal payments over 36 months at 6.99% — well below typical credit card rates. A clean, predictable plan for customers who want a defined end date.
All programs subject to credit approval (OAC). Loans are completely open — no prepayment penalties. A one-time customer fee of up to 1.5% (maximum $149) may apply. Available in Canada, excluding Quebec. Powered by Financeit.
How It Works
From application to new floors in four simple steps.
Apply Online
Complete a short, secure application in minutes — checking your options won't affect your credit score.
Instant Decision
Get an approval decision on the spot, with the amount and monthly payment options you qualify for.
Choose Your Floors
We measure your space, help you pick the perfect product and provide a detailed written quote.
Enjoy & Pay Monthly
We supply and install your new floors — you relax and pay over time at a comfortable monthly rate.
Frequently Asked Questions
How fast is the approval process?
Most applications receive an instant decision online within a few minutes. Once approved, we can schedule your project right away.
Will applying affect my credit score?
No — checking your options to apply has no impact on your credit score. A formal credit check only happens if you choose to proceed with a loan.
Are there any prepayment penalties?
None. All loans through Financeit are completely open, so you can pay off your balance early at any time with no penalty or extra fees.
What can I finance, and how much?
You can finance your flooring materials and professional installation together — your whole project — from $1,000 up to $100,000, subject to approval.
What credit profiles qualify?
Financeit offers a range of programs for different credit profiles. The easiest way to find out what you qualify for is to apply online for your instant, no-credit-impact decision.
Is financing available in my area?
Yes — financing is available across Canada, excluding Quebec. We provide supply and installation throughout Kitchener, Waterloo and surrounding areas.
Can I combine financing with installation?
Absolutely. Your monthly payment can cover both the flooring product and our professional installation, so everything is handled in one simple plan.
Ready to Get Started?
Apply online in minutes or call us to discuss your project. No obligation, instant decision.
Mon–Fri 9:30am–6pm · Sat 10am–3pm · sales@advancedflooring.net
